četrtek, 12. marec 2009

Moja nova igraca

Z Mattom sva sla v soboto na Gold Coast bike expo, malce pogledati, kaj je novega na tem podrocju in zakljucila sejem z novima motorjema. Meni so vzeli stari motor v trade in za isto ceno, kot sem ga kupil, tako, da si nisem mogel pomagati. Alenkin komentar pa je bil, pa ja ne ze spet :).



sobota, 07. marec 2009

Goooooaaaaalll!!!!

Yep, nova sezona nogometa se je zacela in seveda sem se pridruzila ekipi - tokrat precej blizu doma. Danes smo igrali prvo grading (ocenjevalno?) tekmo v Cornubii, precej blizu slovenskega kluba. Bil je soncen dan, skoraj brez oblakov in precej vroce tako da je bilo zeloooo naporno igrati. Sonce je neusmiljeno zgalo in nasa ekipa je imela samo 11 igralk tako da zamenjave niso bile mozne. Hvalabogu se nas je ref malo usmilil in je dovolil drink-pauze tudi ob "cetrtcasih". Phew... po 10 minutah tekme sem bila ze cisto rdeca in sem ze sopihala kot stara baba - zacetek sezone je in jaz sem totalno out of shape. Nato je tekma le nekako stekla in punce smo dobro igrale. Nasa napadalka je dobila zogo, tekla proti golu, zabila totalen sus, ki ga je golmanka nasprotne ekipe presegla a se je zoga odbila... ravno meni na pot, hitro sem zasprintala in brez pomisleka brcnila zogo kot totalen profesionalec - padel je moj prvi gol ever. Od samega veselja sem kar zavriskala, ravno toliko da si nisem (zopet kot totalen profesionalec hihi) kar na mestu potegnila majice cez glavo in skoraj vse igralke nase ekipe so me pritekle objet. Wow... nas prvi gol v sezoni in se tega sem zabila jaz. Tudi letos igram v mojem najbolj priljubljenem polozaju - midfield right (sredina desno) in zato bom morala pridobiti dosti kondicije, ker ta polozaj zahteva veliko tekanja gor in dol, ampak sezona... se je ocitno izvrstno zacela. Way to go girls!!!

Zlatko: thank you thank you so much, da si me spodbujal za ta super sport. Zlezlo mi je pod kozo, totalno, in kot lahko beres na blogu se ze od lanskega leta izvrstno zabavam, obenem pa je se zdravo zame da ne dobim debele riti haha.

četrtek, 05. marec 2009

Time to get up-to-date

Kar nekaj časa je ze minilo odkar sem opravila svoj zadnji Microsoft izpit. Vmes je Microsoft (rahlo neugodno zame) uvedel celo vrstno izpitov tako imenovane nove generacije. Ker sem ze certified trainer za Sitecore sem se odločila, da mogoče sploh ne bi bila slaba ideja pridobiti ta naziv se za Microsoftove tečaje... poučevati odrasle je namreč zelo rewarding delo.

Pa sem danes torej sla in položila 70-528 izpit, in ze študiram da bi se kar takoj prijavila se za naslednjega, da dobim naziv Microsoft Technology Specialist. Ker vem da ta blog bere tudi precej razvijalcev mogoče ne bi bilo slabo omeniti, da Microsoft trenutno (mislim da do Junija 2009) ponuja free second chance voucher in ce se ne motim le ta velja globalno. Investicija v znanje je vedno dobra investicija... verjetno ena izmed najboljših v času te "strasne" globalne finančne krize.

Zanimivo je to, da me je k certifikaciji pravzaprav privabil lusten tiskan letak na katerem je na prvi strani luštna azijska bejba, ki (predvidevam) kuca po tipkovnici

sreda, 04. marec 2009

Credit History #2

On the other hand here, we have a perfect "credit" candidate - Mr Rudi, who gets approved for just about anything without questions. Difference between me and him is:
  • He works for a true Aussie company (earns less than I do though :-) where his manager according to Australian fashion isn't so awfully busy (yeah, he has a life) and actually answers his phone calls - My manager is a German and a very typical at that, he's as busy as a bee and impossible to get on the phone to verbally confirm my employment.
  • Rudi is an instinctive and slightly compulsive shopper who once went and simply bought a motorcycle on a credit card... his thoughts were, "Hell, I'll use that interest free period!". - And I am the silly young girl who puts money into the savings account before she buys herself things.
Time to get serious now. I'm not hurt (except for my pride maybe) by the fact that I can't get approved for a phone account. It's not like I'll suffer because of that but my little experience in this financial jungle out there gives me a good indication in where the western world has gone all wrong about credit rating. In debt we trust so to speak and unless you're indebted to a certain degree, you mean absolutely nothing. The more indebted you are, the more they luv ya' ;-)

torek, 03. marec 2009

Credit History #1

I meant to write something on the subject of credit rating, history and the current financial crisis a while ago. At that time I though I might be to bitter so I postponed it for a later time. Looks like I didn't have to wait long for another opportunity to come along to write a bit more about my financial issues which arent't really issues.

I cheerfully went to one of the mayor shopping centres near home about a week ago. If I remember correctly it was Thursday morning. My intention was to go to the post office and hand over company laptop and phone to our new employee. The issue of having to return a phone particularly bothered me as I was unable to find a petrol station that would sell Optus pre-paid starter kits. I got an idea to rather get a post-paid plan for approx $30 a month that would give me better value than a pre-paid and I would never have to bother with recharging it as you can actually arrange a direct debit to pay you phone bill. I found a couple of booths from mobile providers and what I was looking for was a plan that would give me approx. $100 of call and at leat 1GB of data, for less than $40 a month. Offerings from the big names such as Optus, Telstra and Vodafone were dull and I would have to sign up for an expensive plan to get that 1GB of data and I would also get more than $500 of calls which I don't need at all.

My eyes sparkled when I stumbled across 3 (three) shop. They had a lovely INQ 3G capable phone on offer for measly $29/month. A quick chat with the teenage sales representative there revealed that the phone was included in the cap... what a beauty. Okay, sign me up I said to the sales chick. She asked me a set of standard questions:
  • What's your name? Address?
  • Employer and employment status?
  • Credit cards?
  • ...
The application started processing information and it spat out "DECLINED!" after about 15 seconds. My face droped... I was about to scream WTF, why can't I even get a puny fucking phone account?! The teenager printed a piece of paper with a reference number and advised me that there must be something wrong with my credit history, like I've defaulted on a loan or didn't pay my bills.

I called the credit reporting agency from the basement carpark and nearly ended in tears. Why can't someone who has always paid her bills on time, has a regular full time job and earns shitloads of money get a simple mobile phone account? This is beyond me but it's the way it is in Australia.

The helpful lady from Veda Advantage said she'll dispatch my comprehensive credit file, basically everything they have on me, right away. And sure enough, when I arrived home an email was waiting for me. With trembling hands I opened the PDF file and entered the password - I expected horrible data to jump into my face, telling me that I am a financial wreck indebted to my eyeballs. I actually thought that someone must have stolen my identity and abused it because I'm the new generation and use internet so much.

The document revealed nothing special... they had the details on me and they were accurate including my residential history. There was info about where I currently lived, that I had a credit card with this and that bank and what the limit was, there's also info about the mortgage enquiry that we made in November, an enquiry from the electricity company and that was about it. No outstanding loans, no defaults and no unpaid bills. I thought having a credit card was building my credit history but as it turns out, that isn't nearly helpful enough because any dickhead these days has one. To have a "good" history you must be quite seriously indebted or at least must have been in the recent past, e.g. have had a proper big loan taken out in your name.

So I rang Three again and asked them to explain exactly why I was rejected... the answer was quite suprising and I reckon is one they have "in stock" for cases when the rating is simply too low - we weren't able to verify your employment. So I gave them my managers phone number, company details and sent them my last four payslips via email. I haven't heard from them since and I lost the will to call them back because people employed at that call centre probably deal with ex-bankrupt people and people who have actually defaulted on their loans on a daily basis, hence they put everyone (myself included) in the same basket - that is, a basket of financially irresponsible or perhaps even fraudulent people and by all means I don't want to have anything to do with such people.

[...to be continued.]